Another Chapter Closing: Goodbye 2014!

Goodbye 2014. You sucked.

Not sure about you but I’m glad it’s over. What a hell of year. Perhaps it is just an arbitrary number. Just a page on a calendar. Just a datebook being replaced by another blank datebook. However you think about what a “year” is, 2014 was difficult to say the least.

Some of you may think of a year as just a number but I think about it differently as I’m sure most people do. For me, New Years Eve is a line in the sand. The end of a chapter in a book. The season finale in the TV series called my life (The ratings for that series have been sharply lower this season). Tomorrow starts a new season. With new adventures and new guest actors. Hell there might even be a “Special Guest Star” from a previous season long ago to stop by the set. Who knows what the thousand monkeys at a thousand typewriters in my head will come up with next.

As the sands of time tick by, we as humans like to quantify time in terms of arbitrary numbers and life events. I don’t fight that at all. I would like to package up the pain and events of 2014, put them in an imaginary box in my closet and forget about them for awhile. I’m starting a new box and marking it 2015. Perhaps this box will be filled with happier memories. The possibilities are endless.

Honestly, I think the root of celebrating a new year is the thought of a clean slate. A chance to begin again with life in general. Your mistakes of the past are not washed away but they are set aside, boxed up and no longer dragged along with you through this new year. You can reference them at anytime in order to learn from them and not repeat them but they no longer define you.

That’s what its about for me.

So this TV show of my life playing in my head is starting again with the 2015 season premiere tomorrow….. Lets just pray the show isn’t cancelled before I finish my story arc….

Happy New Year Everyone!

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Investing in Stocks: Follow your heart!

By the Hypercapitalist

I often get asked about investing in stocks. When do I invest? How do I invest? What stocks should I buy?

A lot of times people over-complicate something that is actually very simple.

Let me tell you what I do and that’s pick a company you’re in love with. Love how it looks. Love how it feels. Fall in love with the branding and products. Learn the ins and outs. Learn about the execs. Did they come from other companies? Or did a lot of them work there way up from the ground floor? (That I envy and respect). What is the companies history? Did it start in somebody’s garage to eventually become a world leader in their market?

Keep in mind that this is for the long haul. Investing in stocks is NOT a get rich quick technique. It’s about building a portfolio that you are proud of. Love as many companies as you like but follow the same approach. Don’t invest cause its trendy or otherwise popular. Be weary of any advice on TV. Its about love! You love Apple or Target? Invest!

The only other advice would be to plan ahead. You wanna invest in a company? Watch the stock for awhile. How does it behave? Does it lose or gain a high percentage on a daily basis or is it more stable? Follow your gut and your heart. Also, make sure to save enough money to handle the trade fees. A lot of online brokers charge $7 a trade. Which is okay if you make it worth it. Don’t buy two shares of a $3/share company. It ain’t smart. Don’t take a loss on your first trade. Save up enough money to put a couple hundred dollars in.

And again make sure you love the company. You are in it for the long haul (a year or more). Through the highs and lows. In sickness and in health. Perhaps when you get a little more experienced, you can bend the rules just a little but be careful. It ain’t the lottery or a casino! Don’t do it to become Americas Next Top Billionaire. Don’t invest ALL of your savings either! Set aside a reasonable (and affordable) portion of your income. If you can’t afford to invest, then don’t. Don’t borrow money to do it. Don’t bankrupt yourself.

Love aside, a quick book on trading basics wouldn’t hurt either but don’t go out to your local bookstore and read everything there is to read. It’s not that complicated.

But rule number one: Have fun! it’s capitalism at its best!

Okay, Enough ranting. Merry Christmas and Happy Holidays.

The Hypercapitalist

Report: Apple plans to shut down streaming music service, rep for Apple says “not true”

Consequence of Sound

With the acquisition of Beats Music for a hefty $3 billion price tag, many assumed Apple would use the streaming music service as a rival to digital music platform like Spotify and Pandora. However, according to Tech Crunch, Apple plans to shut down Beats Music all together, less than a year after its formal launch.

Update: A representative for Apple told Re/Code that Tech Crunch’s report is “not true.” Instead, Re/Code notes that Apple may “modify” Beats music over time “and one of those changes could involved changing the Beats Music brand.”

Tech Crunch reports that many of Beats Music engineers have already been moved onto other Apple projects, including iTunes. Meanwhile, there was no mention of Beats Music during Apple’s recent conference to announce the iPhone 8, nor does the app come pre-loaded on Apple’s latest round of products.

Instead, the decision to purchase Beats was likely most geared to obtaining the…

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What the Apple Watch Was Supposed to Have, but Didn’t

24/7 Wall St.

Apple Watch introTuesday’s announcement of new products from Apple Inc. (NASDAQ: AAPL) included the company’s first wearable device, dubbed an iWatch, but the official name will be Apple Watch.

Interestingly, the Apple Watch will not be available until the first quarter of next year, and the price will be $349, higher than the $200 to $300 price for most other such watches on the market, including the Samsung Gear.

What is really missing from the Watch announcement is any indication of battery life. This could be critical to the product’s success. If the battery has to be charged every day, this very likely will not be a successful product. The Apple Watch will support wireless charging — a good thing — but the life of the charge is the important point here. This should be measured in days, not hours.

The fact that Apple said nothing about this could mean they haven’t…

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